First-time setup

Paycheck Arc

Everything you enter stays on this device only. Nothing is sent anywhere — this page is an empty shell.

Restore from backup

Fastest path if you have a JSON file from a previous device or setup.

Backup file

Or set up manually

First payroll deduction date Loan amount Payment per paycheck Total number of payments Loan rate (%) Card N balance Card N minimum / mo Card N APR (%) Card D balance Card D minimum / mo Current buffer / emergency fund Take-home per paycheck (after housing) Monthly fixed expenses

Your repayment arc

Paycheck Arc

—

checks left

Paid so far

—

Loan balance

—

This month

Est. net cash flow (avg month)—

Loan deduction (normal month)—

Card minimums remaining—

Monthly flexibilities—

Live tracker

Next paycheck—

Card N projected today—

Card D projected today—

D reaches $0 (projected)—

N reaches $0 (projected)—

Trajectory TAP FOR LEDGER →

▬ plan ● actual (your logged updates)

Debts

Loan (auto)—

Card N—

Card D—

Total—

Buffer

Buffer—

The sequence

Dates slip; the sequence holds.

Log an update

Card N balance Card D balance Card D minimum / mo Buffer / emergency fund Monthly flexibilities (if any materialize) Note (optional)

Checklist

History

Milestone map

Contingencies

Annual rhythm

Settings

First payroll deduction date Take-home per paycheck (after housing) Monthly fixed expenses Card N minimum / mo

Everything lives only on this device. The hosted page is an empty shell — export a backup now and then.

Status for a new incognito chat

Full figures. Paste at the start of a fresh private conversation.

Sanitized summary

No dollar figures. Safe for a main (non-private) chat.

Backup & restore

Restore from backup

Restore from backup

Or set up manually

Ledger · every paycheck

This month

Live tracker

Trajectory TAP FOR LEDGER →

Debts

Buffer

The sequence

Log an update

Checklist

History

Milestone map

Contingencies

Annual rhythm

Settings

Status for a new incognito chat

Sanitized summary

Backup & restore